Garage Liability Insurance in Texas

Commercial Insurance of Texas knows your business: how it operates, the unique risks you face, and how to help you mitigate those risks. We work with the most reputable insurance providers in the country to secure policies tailored specifically to your individual needs. From commercial property such as garage liability, industrial equipment, warehouses, and office buildings to lessors risk, franchise auto dealers, commercial liability, and tow truck operators, we offer solutions for your toughest exposures.

 Any driver that operates over 100,000 miles a year probably runs his or her truck pretty hard. If the driver has lower miles and still turns a good profit, he or she will be seen as a more favorable risk. You can get this information from the Federal Highway Administration.

 Additional Resources

  • The Department of Transportation offers information on regulations and interpretations at www.fmcsa.dot. gov
  • CSA results are available for every commercial motor carrier with a DOT number  at csa.fmcsa.dot.gov
  • Information on hazardous material transportation can be found on the Pipeline and Hazardous Materials website www.phmsa.dot.gov/hazmat 

1. What is the experience and career longevity of the driver?

In terms of risk, it’s better if a person consistently drives the same routes. These drivers tend to have safer CSA scores because of the familiarity with their work territories. What is the driver’s annual mileage? Any driver that operates over 100,000 miles a year probably runs his or her truck pretty hard. If the driver has lower miles and still turns a good profit, he or she will be seen as a more favorable risk. You can get this information from the Federal Highway Administration.

A Variety of Coverage options


  • Primary Liability 
  • Commercial Auto Liability
  • Physical Damage 
  • Motor Truck Cargo 
  • General Liability 
  • Trailer Coverage  
  • Refrigeration Breakdown
  • Personal Property Coverage
  • Buildings
  • Contents/Stock/Equipment
  • Fleet/Service Vehicles
  • Discrimination/EPLI
  • Products and Completed Operations ​

2. Where are the drivers’ routes?

3. What is the driver’s annual mileage?

Please contact Commercial Insurance of Texas at your convenience for an initial consultation. We’ll work with you one on one to determine a roadmap to success. We look forward to working with you soon.

Transportation  / Motor Cargo

CALL: 888-375-6132 or EMAIL: info@cioftx.com

Whether You Are Running 5 Units Or Hundreds, They Need A Traveling Companion Who Knows The Road Ahead. 
Commercial Insurance Of Texas Knows Your Business, How It Operates, The Unique Risks You Face And How To Help You Mitigate Those Risks.


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